In addition to the regular rate, Bank of America credit cards come with a separate interest rate for cash advances and a penalty rate for delinquent payments. The interest rates will be listed on the card's monthly statement and online account summary. If you want to learn more about credit card interest rates, check out WalletHub’s full guide. At a branch. You can make a payment at any Bank of America branch during normal business hours. In conclusion, there are multiple ways to make a Bank of America payment, so just choose whichever method suits you best. The important part is to not miss payments, as that can seriously damage your credit score. Reviews, rates, fees and rewards details for the BankAmericard Travel Rewards credit card. Compare to other cards and apply online in seconds. To talk to Bank of America customer service, call (800) 432-1000 and then enter the last 4 digits of your Social Security number, press 0 and say service. This process will get you in contact with a live Bank of America representative who should be able to answer your questions or direct you to the appropriate department. To get a Bank of America cash advance, use a Bank of America credit card and a corresponding PIN at a participating ATM and withdraw the cash, up to the card’s available cash advance limit. If you do not have a PIN, contact Bank of America customer service at 1 (800) 732-9194 to request one Bank of America Custom Cash Secured Card's Additional Info Credit line $200-$5,000. Your maximum credit line is determined by the amount of the security deposit you provide, your income and your ability to pay the credit line established. How to File a Bank of America Rental Car Insurance Claim To file a Bank of America rental car insurance claim, call the Benefit Administrator at 1 (800) 348-8472 or visit the card’s benefits website to obtain a claim form. Info on Bank of America personal loans & the best personal loan offers from other major banks & online lenders. Get approved for the best personal loan. The Bank of America Platinum Plus travel insurance kicks in if you use the card to purchase your travel tickets. Y ou get travel accident insurance, which provides coverage in case you suffer an accident under the responsibility of a common carrier. Reviews, rates, fees, and rewards details for The Bank of America® Premium Rewards® credit card. Compare to other cards and apply online in seconds.